www.nada.com<\/a> or a similar source. Check the local newspaper and determine what you think the \u201cFair Market Value\u201d of your vehicle is before you talk to the insurance adjuster about the value of your car. Any recent maintenance or upgrades may increase what the insurance company is willing to offer. However, in order for any recent work to be consider, you will need to provide the receipts to the insurance company. Ultimately, the insurance company will pay you the retail \u201cbook\u201d value.<\/p>\nWe will assist you with this property damage claim if you reach a snag. Typically we do not help with property damage because if you pay an attorney to help you with this claim, there is less money available for you to repair\/replace your car\/truck.<\/p>\n
MedPay Benefits:<\/h2>\n
MedPay benefits are optional in the State of Nevada. We will have to look at your insurance policy to determine whether your policy provides these benefits.<\/p>\n
If you purchase MedPay coverage from your automobile insurance company, they will pay a specified amount of medical bills which relate to your crash. In essence, the insurance company does not care who caused the accident; rather, if you are injured in or around your car, and have purchased MedPay Benefits, they will pay that specified amount of medical coverage.<\/p>\n
MedPay Benefits are not required. You may have no coverage or you may have a lot. We will review your policy and help you determine the amount of coverage. It is not uncommon for an insurance policy to have medical benefits in an equal amount as the liability coverage. Ultimately, your claim is against the at-fault driver, so if you do not have MedPay, your reasonably incurred medical bills will be paid for by the adverse party\u2019s insurance company. If you do not have this coverage, we can often help coordinate with the medical providers you have chosen so you can get medical care.<\/p>\n
Once the MedPay benefits are exhausted your health insurance, if any, will pay the medical bills. When we settle the claim against the at-fault driver, we will pay back your health insurance company for any benefits they provide.<\/p>\n
We will assist you with your MedPay benefits if you are having problems. However, like property damage, we try and let you handle these claims on your own because if you pay an attorney to help you coordinate the benefits, there is less money for you.<\/p>\n
Liability Claim:<\/h2>\n
You have hired us to represent you in your claim against the person who caused the crash. In other words, we will represent you against the person who negligently hurt you, this is your liability claim. In order to be successful, you must prove four (4)things:<\/p>\n
\n- Who caused the accident?<\/li>\n
- What are your injuries?<\/li>\n
- Causation or proof that the accident caused these injuries<\/li>\n
- What amount of money will fairly compensate you for your injuries?<\/li>\n<\/ol>\n
We are sorry that you were hurt, and we will work hard for you to prove all four part of your negligence or liability claim.<\/p>\n
To help you recover your losses, we will ultimately build a Settlement Package which will be sent to the person who hurt you, or their insurance company. We will handle all communications with the other person\u2019s insurance company regarding your claim for injury, wage loss, and other damages. When we put a Settlement Package together, we present a package of all expenses related to the crash, as if nothing has ever been paid. This includes bills paid through the \u201cMedPay Benefit\u201d (discussed above), any bills paid by your health insurance, or bills you have paid yourself which relate to the accident. Therefore, we need copies of all documents relating to your case. We can better fight for you if you will:<\/p>\n
\n- Periodically provide us copies of medical bills you receive. We order records and bills from your health care provider directly. However, sometimes they do make an error and do not send us everything. Your copies allow us to double check the records.<\/li>\n
- Please call us when you see your doctor (not your physical therapist, massage therapist, etc.) so we can understand the status of your treatment, and the plan for your future care.<\/li>\n
- Please call us immediately if you get a collection notice so we can contact the doctor, and perhaps keep it from showing up on your credit report. Most doctors are willing to work with patients when they know we are involved.<\/li>\n
- Call us when anything significant happens regarding your case (i.e. another motor vehicle accident, surgery, epidural injections, pregnancy, etc.)<\/li>\n<\/ol>\n